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Capital protection

The first question is never about returns.

Investors evaluating Indian real estate from Dubai, Singapore, or London ask the same thing first: what protects my capital? Here is the structure, safeguard by safeguard — in writing, before you commit. Each safeguard applies as per the executed sale and lease agreement.

Reviewed by Dayaparan, Business Head, Fine Acers International — 24 July 2026.

  1. Freehold title, registered in your name

    You own the asset outright. On 100% payment the freehold title deed is registered in your name, alongside a simultaneous Perpetual Lease Deed — not a club membership, not a timeshare, not a paper share of someone else’s building.

    • Each residence is a whole, individually registered unit. The sale deed is executed and registered in your name (or your entity’s) under Indian property law.
    • This is full freehold ownership of a complete residence — not a share, not a club seat, not a right-to-use scheme.
    • Your title survives the operator. Whatever happens to the resort brand or the operating company, the asset on the deed is yours.
  2. Sell anytime — no lock-in

    There is no holding period. Your unit is yours to resell on the open market whenever you choose.

    • There is no lock-in period and no exit penalty in the ownership structure.
    • You may list and sell your unit on the open market at any time, to any buyer.
    • The lease attached to the unit transfers with it — a buyer steps into the same income arrangement, which is what makes the unit liquid.
  3. Contractual buy-back after five years

    After five years from 100% payment, Fine Acers’ contractual buy-back lets you exit at a minimum 25% appreciation — or you keep holding. A written exit, as per the executed agreement, before you commit a rupee.

    • The buy-back becomes available five years from 100% payment: Fine Acers will repurchase your unit at a minimum 25% appreciation — a written commitment, available before you book.
    • Or you keep holding. The buy-back is a floor under your exit, not a cap — you remain free to sell on the open market instead if it offers more.
    • Both routes are set out in the executed agreement for your specific unit, before you commit.
  4. Fine Acers operates the resort

    Fine Acers operates the resort and carries its operational running. Your pre-operational assured Cash Back Return is contractual, not occupancy-linked.

    • Occupancy, staffing, housekeeping, maintenance, utilities, OTA commissions, marketing — Fine Acers operates the resort and carries its operational running, not you.
    • Your pre-operational assured Cash Back Return is a contractual commitment, not a share of fluctuating room revenue and not occupancy-linked.
    • You remain responsible for the statutory costs of ownership — stamp duty, GST, any late-payment penalty, and the renovation-fund deduction — as set out in your payment plan and agreement.

Read the numbers next.

Freehold title in your name · a pre-operational assured 8–10% Cash Back Return · a contractual buy-back after five years · tickets from ₹56 L – ₹13.51 Cr.

New here? See exactly how the return is structured. Safeguards are subject to the executed agreement for sale and lease deed for the specific unit. See the investment disclaimer.

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