The 22 questions investors ask most.

Neither. You buy a complete, individually registered unit inside a branded resort, a whole unit rather than a share of one. The sale deed is executed and registered in your name, or your entity’s, under Indian property law. A timeshare sells you weeks and a club sells you access; this is freehold title to real property, with a leaseback to the resort operator that pays the contractual return described on the ownership page.

Yours. The sale deed registers the unit to you, or to the entity you nominate, at the sub-registrar’s office with stamp duty and registration paid. Fine Acers does not hold the title on your behalf and the operator does not appear on it.

Before you book, the diligence pack for your shortlisted project includes the title chain and ownership documentation, the sale and leaseback agreements, and the payment schedule, so your lawyer reviews primary documents rather than marketing. Ask for the pack through a private briefing.

Your title is independent of the operator. The freehold registers in your name; the operating brand runs the resort under the leaseback. If the operating company were replaced, the deed in your name would not change. The obligations under the leaseback are set out in the agreement your lawyer reviews.

A return written into the unit agreement: 8% a year for Jaipur and Pushkar projects and 9% a year for the other approved resort-unit projects, for five years from the date of 100% payment, on the invested amount. Returns and the buyback are calculated on the invested amount: the listed price minus the applicable fixed discount. The 5% payment incentive and any prepaid return credit reduce cash payable only.

At the date of 100% payment. The contractual return then runs for five years under every payment plan, including ten quarterly instalments. There is no earlier start: not at booking, not after a partial payment, and not when the resort opens. On the 45-day and 90-day plans part of the return is credited against the price at the start rather than paid later; the illustration desk shows exactly which years are credited and which are paid.

If the resort is operating during those five years, you receive the higher of the contractual return or your allocated share of the resort-wide 50% operating-profit pool. The two are never added together.

After the five-year period, profit sharing alone applies. No contractual return continues. Your share comes from the owners’ half of the resort-wide operating-profit pool, allocated among all unit owners under the agreement. The site does not estimate that allocation.

No. The illustration desk performs arithmetic on the approved terms and the price you enter. It is not a forecast, a quotation or financial advice; a written quotation from the concierge desk uses the approved price list for your unit.

After full payment you may sell to an eligible purchaser at a time you choose; the successor buyer takes on the continuing leaseback arrangement. No immediate buyer or sale price is implied. Because the unit is freehold with a leaseback attached, a purchaser steps into the same arrangement.

The contractual buyback is the invested amount plus 25%, five years from full payment, under the unit agreement. It is not an annual rate, a market valuation or an assurance by the hotel brand. Exercising it ends ownership of that unit, so a buyback and continued income from the same unit are never shown together.

Then you may sell to an eligible purchaser instead. The buyback is a written option at a defined basis, not an obligation and not a cap on what a purchaser may offer.

Twenty-five nights a year: 20 across the eligible Fine Acers resorts in India and 5 at participating Wyndham group hotels worldwide. Not unrestricted use of every hotel worldwide; eligible properties and blackout dates apply.

Where included in the approved unit terms: one celebration, once in a lifetime, covering 100 rooms, the banquet hall and the garden for two nights and three days. Catering, travel, décor and the wider event budget are not included. Reselling the privilege may not recover its value.

Personal use is through the annual stay privilege, not open-ended occupation of the unit.

Generally yes. Under FEMA, NRIs and OCI cardholders may acquire residential and commercial property in India, subject to the property’s legal classification; agricultural land, plantation property and farmhouses are restricted. Eligibility is confirmed separately for each project and product type, and each project page states where that confirmation is pending.

All three routes are used under FEMA. Principal routed through an NRE account or by direct inward remittance generally remains repatriable; NRO funds may be used with repatriation subject to the prevailing ceiling. The right choice depends on where the money sits and on your home-country position: your bank and tax adviser confirm it.

Income from Indian property is generally credited to an NRO account and may be repatriated subject to FEMA limits and documentation. Capital proceeds on resale follow the repatriation rules prevailing at the time. Your authorised-dealer bank sets out the documentation it requires; independent advice is recommended.

Income from property in India is taxable in India, with tax deducted at source at the applicable non-resident rate. Your country of residence then applies its own rules, which may credit the Indian tax under a double-taxation agreement. Your adviser confirms your personal position; Fine Acers does not give tax advice.

Yes. KYC completes remotely, payments move through normal banking channels, and signing is handled on a visit or through an attested power of attorney prepared in your country of residence. Fine Acers has contact points in Dubai, Singapore, London and Sydney alongside the India offices.

A private briefing to map destination, unit and payment plan. A shortlist with the diligence pack: title, leaseback terms, payment schedule. Unit selection and booking. Agreement for sale and leaseback documentation, reviewed by your counsel. Registration of the sale deed in your name. Then the five-year contractual period runs from your 100% payment, with your stays and, where included, the celebration privilege available under the unit terms.

Four plans: 45 days, 90 days, one year, or ten quarterly instalments. Each plan changes the cash you pay now and how the five-year return is settled; none changes when the five years begin. The illustration desk shows the cash, the invested amount and the buyback for each plan.