Ownership
Start with a project, unit and payment plan. See the cash payable, the investment base and the five-year contractual buyback, then save your selection or discuss it with an advisor.
Illustration desk
Only available projects with an approved rate can be illustrated. Figures are illustrations on the invested amount, before charges, not a forecast, a quotation or financial advice. A written quotation uses the approved dated price list.
The illustration desk loads as you approach it.
Two ways to own a holiday property
| Question | Unmanaged holiday rental | Fine Acers branded resort unit |
|---|---|---|
| Who finds guests and runs the place? | You, or an agent you appoint and supervise. | The resort operator, within the hospitality arrangement. |
| What do you hold? | Freehold title. | Freehold title in your name, with a continuing leaseback to the operator. |
| Income | Whatever the market yields after costs, vacancy and management. | A contractual return for five years from full payment (8% or 9% by project), with the higher-of operating rule; profit sharing thereafter. |
| Your own use | Any time you keep it empty. | Through the annual stay privilege (25 nights), not open-ended occupation. |
| Exit | Sell on the open market. | Sell to an eligible purchaser who takes on the leaseback, or the five-year contractual buyback at invested amount plus 25%. |
| Upkeep risk | Yours. | Resort operations; charges and reserves are set out in the agreement. |
A balanced summary, not advice. The unit agreement, lease and operating agreement govern.
In order
Every plan starts here.
On the invested amount. If the resort operates in this period, the higher of the contractual return or your allocated profit share.
Profit sharing only.
The contractual return runs for five years from the date of 100% payment, under every payment plan.
If the resort is operating during those five years, you receive the higher of the contractual return or your allocated share of the resort-wide 50% operating-profit pool. The two are never added together.
After the five-year period, profit sharing alone applies. No contractual return continues.
Returns and the buyback are calculated on the invested amount: the listed price minus the applicable fixed discount. The 5% payment incentive and any prepaid return credit reduce cash payable only.
Resort-wide operating profit
The owners’ pool is allocated among all unit owners under the agreement.
During the five-year period, the higher of your allocation or the contractual return, never both.
Illustrated on a ₹62 lakh invested amount (a ₹71 lakh listed unit less the ₹9 lakh fixed discount). The contractual buyback is the invested amount plus 25%, five years from full payment, under the unit agreement. It is not an annual rate, a market valuation or an assurance by the hotel brand.
Payment plans, at a glance
Compare when you complete payment, the adjustments available and how your contractual return is paid.
One starting point for every plan. The contractual return runs for five years from the date of 100% payment, under every payment plan.
Full payment within 45 days
Full payment within 90 days
Complete payment within one year
Ten equal quarterly instalments
Returns and the buyback are calculated on the invested amount: the listed price minus the applicable fixed discount. The 5% payment incentive and any prepaid return credit reduce cash payable only.
The upfront adjustments are approved net percentages, not the annual rate multiplied by the number of years. Return credited upfront is not paid again as annual income. Your quotation sets out tax deductions, charges and settlement dates.
The unit agreement governs eligibility, allocation, reconciliation of prepaid return and the buyback counterparty. This page is information, not an offer. Ask your advisor for the approved project-specific schedule if you require a construction-linked plan.
Privileges
25 nights a year: 20 across the eligible Fine Acers resorts in India and 5 at participating Wyndham group hotels worldwide, subject to the approved booking and transfer conditions. Not unrestricted use of every hotel worldwide; eligible properties and blackout dates apply. Stays may be transferred under the agreement conditions. The operating property pictured is sold out and not currently for sale.
Where included in the approved unit terms: one celebration, once in a lifetime, covering 100 rooms, the banquet hall and the garden for two nights and three days. Catering, travel, décor and the wider event budget are not included. Reselling the privilege does not certainly recover the investment.
Source: Owner instruction of 24 September 2026 (benefits confirmed 25 September 2026).
Questions
Five years from the date of 100% payment, under every payment plan, including ten quarterly instalments. There is no earlier start: not at booking, not after a partial payment, and not when the resort opens.
If the resort is operating during those five years, you receive the higher of the contractual return or your allocated share of the resort-wide 50% operating-profit pool. The two are never added together.
After the five-year period, profit sharing alone applies. No contractual return continues. Your share comes from the owners’ half of the resort-wide operating-profit pool, allocated among all unit owners under the agreement.
Returns and the buyback are calculated on the invested amount: the listed price minus the applicable fixed discount. The 5% payment incentive and any prepaid return credit reduce cash payable only.
No. Return credited upfront is not paid again as annual income. Your quotation sets out tax deductions, charges and settlement dates. On the 90-day plan the three-year return is either paid upfront or credited, not both; years four and five are then paid annually.
The contractual buyback is the invested amount plus 25%, five years from full payment, under the unit agreement. It is not an annual rate, a market valuation or an assurance by the hotel brand. Exercising it ends ownership of that unit, so a buyback and continued income from the same unit are never shown together.
Personal use is through the annual stay privilege, not open-ended occupation of the unit. After full payment you may sell to an eligible purchaser at a time you choose; the successor buyer takes on the continuing leaseback arrangement. No immediate buyer or sale price is implied.
8% for Jaipur and Pushkar projects; 9% for the other approved resort-unit projects (KAMAH Wellness Resort, Jawai, KAMAH Wellness Resort, Coorg, Dolce Udaipur, Dolce Goa). AME Ashwem is quoted on request. Farm villas and plots have their own terms and are not sold on resort-unit terms.
The unit agreement governs eligibility, allocation, reconciliation of prepaid return and the buyback counterparty. This page is information, not an offer.