Before you decide
A due-diligence checklist for a branded resort unit
Before signing for a branded resort unit, check twelve things: the exact unit and its title, the party that owes you the return, the leaseback scope and term, the construction state and planned opening against the contractual dates, the invested-amount base, the buyback conditions, the stay rules and the resale provisions. As of October 2026.
Published 16 October 2026 · facts as recorded on 16 October 2026
A brochure describes a resort. An agreement describes a unit. The checks below are the ones that move a decision from the first document to the second.
The property
Identify what the agreement actually conveys.
- The specific unit: number, type, size and specification, as the agreement states them, not as the brochure shows them.
- The title: freehold, registered in your name, and the documents that prove it.
- The project's recorded state: under construction or operating, and the planned opening as the register records it.
The counterparty and the arrangement
Separate the brand from the obligation.
- The party named in the agreement that owes you the contractual return and the buyback.
- The operator and the brand mark, and what the agreement says if either changes.
- The leaseback scope (operations, reporting, maintenance, owner stays) and what the agreement says about its term.
The money and the exits
Check the numbers against the base they are calculated on.
- The invested amount: listed price minus the applicable fixed discount; the base for the return and the buyback.
- The start date: 100% payment, under every plan, and the plan's own dates.
- The higher-of rule while the resort operates, and profit sharing alone after year five.
- The buyback: invested amount plus 25%, five years from full payment, and the conditions the agreement sets for it.
- The resale provisions: an eligible purchaser, the continuing leaseback, and no implied buyer or price.
- For non-residents: eligibility by product type and the payment route agreed with your bank.
Questions this page answers
Who should review the agreement?
Your own counsel. Fine Acers provides the diligence pack (title, leaseback terms, payment schedule) for review before you sign; this checklist is a reading guide, not advice.
What is the single most common misreading?
Taking the cash payable under a discounted plan as the base for the return and the buyback. The base is the invested amount: listed price minus the applicable fixed discount.
Which dates matter most?
Your 100% payment date (the contractual return and the buyback both run from it) and the planned opening as the register records it. The two are independent: the return does not wait for the opening.
Should I read the illustrations as a forecast?
No. They are the contractual terms and illustrations on the invested amount, before charges. They are not a forecast, a quotation or financial advice.